Thursday, September 23, 2010

And so it continues....

Our saga with Chase Mortgage continues with another wonderful twist. We were contacted today by the Title Co (who has worked their butt off dealing with the bank) and were told that after arguing with Chase Mortgage for two hours with the newest negotiator assigned to the case, Chase was standing firm that we make a surplus of money. The issue the "negotiator" (I use that term very loosely in this case) fails to understand is that when this process began a year and a half ago, Todd didn't even HAVE a job. In fact, I was only working part time. The issue is not that we make more money (OBVIOUSLY!!), the issue is that we live in a different state-almost five hours away- and our home is not even worth half of what we owe on it! Yes, we make more money, but we don't have much of anything in savings and our paychecks are being used to sustain us in a rental home down here. We have been bringing in the same income since February of this past year. They have the paystubs from almost every month since May 2009. Its very obvious to anyone opening the file (I assume they open it), that we make more money now. We both are working. Period. Our real estate agent has now suggested that we get a lawyer involved. At this point, I think that's our only hope of any movement on Chase's end. Meanwhile, we have heard nothing about the Sheriff Sale and if that in fact did take place. In some ways I hope that it did and that the home sold for as little as possible. Then Chase can pat themselves on the back and congratulate themselves for a job "well-done".

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At 11:45 AM, Blogger Kimmy said...

I contacted the sheriff office and according to them our name was not on the auction list. So, it looks like Chase once again stopped the sale. I have no idea what they are thinking!


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